{
  "_note": "Illustration for a fictional insurer. Hand-authored to show the shape of a replay fixture an Ariesnet engagement leaves in the customer's repository; not produced by CoreModels and not taken from a live check, because no engagement has run one yet. The harness replays input against the frozen contractVersion and asserts the decision and the reason code, never the prose. It pairs with sample-refuse-record.json and refuse-record.schema.json. https://ariesnet.com/resources/governed-definition-end-to-end",
  "contractVersion": {
    "coreModelProject": "fictional-insurer-core-model",
    "schemaVersion": "v3",
    "elementVersion": "NetWrittenPremium v2 (2026-02-17, cancellations net at period close)"
  },
  "input": {
    "answerText": "Net written premium for March 2026, read from the internal wiki's FIBO-derived snippet, with cancellations netted in the month each cancellation was recorded."
  },
  "expectedDecision": "refuse",
  "expectedReason": "netting-rule-mismatch",
  "checkId": "CHK-NWP-NETTING-01"
}